How to Use Your Insurance on a Broken Garage Door

Everyone who has their own home will have a homeowner’s policy. This is a useful thing to have when your garage door products experience an issue since a part of these policies will include garage doors insurance. But when something goes wrong and you need to make a garage door claim, will you know what to do? If not, then keep reading!

Take Photos Right Away

When something major goes wrong with the garage door, one of the first things that you should do is take a bunch of pictures of the door and its issue. This will help the insurance company more easily process your claim and get you the money so that you can afford the garage door spring replacement cost or whatever else the issue might be.

Garage Door Opener Issues
Homeowner’s insurance policies can cover a wide variety of garage door damages.

Contact the Insurance Company

You will also want to get in touch with the insurance company right away so that you can get the claims process started. And while you are doing that, you might also want to double-check that the type of damage your garage door has suffered is something that is actually covered in your plan.

Get a Repair Estimate From a Professional

The other thing you should male sure to do before starting your claims process is getting a professional to estimate the cost of the damage. Once you receive a repair estimate, either in-person or over the phone, you will be able to better weigh your options. If the repair cost is less than what the increase in premiums would be for the garage doors insurance, then it might be worth it to not go through insurance at all.

When something goes wrong with your garage door, make sure that you know what to do and how to properly use your insurance on the issue. When you are in need of a damage estimate or expert repairs, make sure to contact us at Colorado Overhead Door Company.

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